Lender Policy

16 articles

​LMI Waivers

Medico/Professionals Policies. Please always check with your lender BDM prior to submitting an application, as the policy may have changed. ANZ. For more info click here up to 95% No LMI. Eligible pr…

Updated by Caroline Pollard

Brokerpedia

Please refer to your industry body website for access to Brokerpedia. FBAA MFAA

Updated by Caroline Pollard

Current CashBack Offers

*PLEASE NOTE*. Always double check with the lender for any changes in the following offers before submitting. Check the dates of application and drawdown. If you know of any changes or additional off…

Updated by Caroline Pollard

Deposit Bonds

10 Most Common Questions About Deposit Bonds Answered. So, you’re thinking about getting a deposit bond? Whether you’re a first home buyer, seasoned property investor, downsizing or buying off the pl…

Updated by Caroline Pollard

Discharge Forms - All Lenders

Discharge Forms. The following discharge authorities are provided for the assistance of MLB Brokers. Anyone using the forms should ensure that the forms are in the format currently being used by that…

Updated by Caroline Pollard

Family Guarantees

AMP Family Guarantor Policy- Who can apply? Borrower First Home buyers purchasing a residential property that they intend to live in and meet the following Max Loan amount $1mil. Property must be loc…

Updated by Caroline Pollard

FastRefi Lenders

Below are lenders who offer FastRefi. AMP Borrower Benefits for using FASTRefi: Better customer experience as finds received within days of returning signed loan documents. Customer could access a lo…

Updated by Caroline Pollard

Funding

Funding are a short-term lender that provide 1st & 2nd registered mortgages to consumers, companies, and trusts. We are specialists in the following areas:. • Maximum 65% LVR, 3-24 month loan term, $…

Updated by Caroline Pollard

Government Schemes

Below are the schemes available through the Broker Channel. Other State Homebuyer assisted schemes such as VIC Homebuyer Fund and Buy Assist in VIC are NOT available through the Broker Channel.. The…

Updated by Caroline Pollard

Home Affordability Solutions

What is HAS?. Has introduces a deposit enhancement solution that empowers potential homebuyers to enter the housing market with just a 2.5% deposit. HAS Broker Reference Guide To apply for an accredi…

Updated by Kristen M

Lender Valuations

** *PLEASE NOTE*** The following list is a work in progress, we do not always receive updates from lenders when their valuations processes change, if you find any incorrect information, please email…

Updated by Caroline Pollard

Lenders who allow brokers to write own home loan

My Local Broker members are permitted to write their own home loan. The following lenders will normally allow brokers to write their own loans, however you must confirm with the BDM prior to lodging…

Updated by Caroline Pollard

Lenders who allow e-signatures

Below is a list of lenders who allow electronic signatures on their application forms.. Please check lender policy to see which type of e-sig the lender allows e.g. Docusign, hellosign, Adobe sign. A…

Updated by Caroline Pollard

Non Face To Face

Below is a list of lenders who allow Non Face to Face with customers. We will continue to update as policies around this change in the coming months. Not that the VOI/CID forms can be found in the Le…

Updated by Caroline Pollard

Redzed

RedZed November Presentation.pdf RedZed October Product Guide.pdf RedZed October Rates Sheet.pdf RedZed application forms.pdf REDZED-Serviceability-Residential-V10.12.xlsm.xlsx

Updated by Caroline Pollard

Self-employed Income

The below list is a general guide - ALWAYS consult your lender BDM if you are unsure.. Lenders who accept 1 year Financials on full doc. Adelaide Bank (Trading min 2 years). ANZ (ABN min 18 months).…

Updated by Caroline Pollard