Current CashBack Offers

$2,000 Cashback for applications submitted via LoanApp

Eligibility criteria

• The cashback offer is only available where you refinance to AMP Bank from another lender solely using the Loanapp platform.
• Applications must be received between 24 July 2025 and 30 September 2025 (inclusive) and must settle by 31 December 2025.
• Minimum loan size $100,000.
• Only available on Professional Package, AMP Essential home loan, Land Loan, and AMP First home loans.
• A limit of one $2,000 cashback payment applies to all borrowers, notwithstanding the number of applications submitted and approved.
• The cashback must be paid into an AMP Bank offset account, or AMP Saver Account, in the name of at least one of the borrowers and will be paid within 90 days of the settlement date. If you do not have an existing AMP Bank offset account or AMP Saver Account, one must be opened before the date of settlement, or the cashback will be paid into your home loan account. Where there are no other open accounts and the loan is fully fixed the cashback will be paid into the fixed loan and cannot be accessed until the end of the fixed term.
• Terms and conditions, fees and charges and credit criteria apply.

$3,000 First Home Buyers Bonus Offer

Effective from Thursday, 1st December 2022, ANZ is introducing First Home Buyer Bonus for eligible First Home Buyers by offering $3,000 to be paid after settlement to help with home buying costs.

Eligibility Summary:

• You are an applicant in respect to the application(s)
• Applicants must take out new lending of at least $250k.
• Apply from 1st December 2022 until the offer is withdrawn
• You drawdown that Eligible ANZ Home Loan(s) within 180 days from applying;
• You have not previously successfully applied to participate in this Offer, or redeemed an ANZ home loan offer or promotion, or received a rebate or benefit from ANZ within the 12-month period prior to applying for this Offer.

$2,000 Cashback on Refinances

Effective Monday, 26th August 2023, the ANZ Home Loans Switching Cashback offer will now be advertised. In order to simplify this offer, there will be no Switching Cashback offer end date, although the Offer may be amended for withdrawn at any time.

Eligibility Criteria:

• Apply Date - Saturday, 26th August 2023. Note: The Application Date is per the original submission date upon application creation.. Re-submissions for existing applications do not constitute the application date.
• Drawdown date: Apply Date + 120 days
• Minimum loan amount $250,000 or more (New to ANZ lending)
• Cashback only available for LVR of 80.00% or less.*
• To ensure your customer receives the cashback payment please ensure you complete the OFI Refinance Payment form and submit via email to ServicingAccountMaintenance@anz.com within 14 days of settlement. An updated form will be available on the Broker Portal

In-flight applications:

• For applications submitted prior to 10 March 2022, the previous Switching Cashback Discretion applies.
• For applications submitted on or after 10 March 2022, the new Switching Cashback Discretion applies.

*LVR will be calculated based on bank assessed security value on the application(s). For applications that are cross-collateralised and/or have multiple securities, the LVR will be determined based on the application structure as it has been approved. Existing loans and security positions unrelated to the application(s) will not be considered when determining overall LVR for this offer.

For more Information:

• Refer to the ANZ Home Loans Switching Cashback Discretion Terms of Use
• Contact your BDM 

$5,000 Police Special First Home Buyer Cashback

Eligibility criteria

• Limited to current police employees who are First Home Buyers and submit a loan application from 2nd September 2025
• Loan must be at least $350k and the loan can have an LVR of up to 95%
• First Home Buyer, defined as an individual purchasing your first owner-occupied property in Australia, you may be exempt from LVR condition at BankVic's discretion
• This offer is available for both owner-occupier and investor loans and is limited to a maximum of one cashback per loan, regardless of the number of mortgaged properties involved in the transaction.
• Construction loans need to be fully settled and all progressive drawdowns should be completed before any cashback payments are made.
• For the purposes of this offer, police employees include any police, protective service officers, police custody officers, employees of any state or territory police force, Australian Federal Police (AFP) employees, and any member of The Police Association of Victoria (TPAV) or the Australian Federal Police Association (AFPA).
• Home loan terms and conditions, fees and current charges are available at bankvic.com.au

$4,000 Police Purchase or Refinance Cashback

Eligibility criteria

• Limited to current police employees who refinance a home loan or purchase property and submit a loan application from 2nd September 2025
  Loan must be at least $350k and have a LVR of 80% or less as per BankVic's credit policy.
• The loan must be settled and fully funded within 180 days of unconditional approval issued whilst this offer is available.
• For the purposes of this offer, police employees include any police, protective service officers, police custody officers, employees of any state or territory police force, Australian Federal Police (AFP) employees, and any member of The Police Association of Victoria (TPAV) or the Australian Federal Police Association (AFPA).
• Excludes internal refinances or rewrites and other loan purposes.
• Home loan terms and conditions, fees and current charges are available at bankvic.com.au

$3,500 First Home Buyer Cashback for BankVIC Members

Eligibility criteria

• Limited to new and current BankVIC members who are First Home Buyers and submit a loan application from 2nd September 2025
• Loan must be at least $350k and the loan can have an LVR of up to 95%
• First Home Buyer, defined as an individual purchasing your first owner-occupied property in Australia, you may be exempt from LVR condition at BankVic's discretion
• Construction loans need to be fully settled and all progressive drawdowns should be completed before any cashback payments are made.
• For the purposes of this offer, BankVic members include emergency, health and government workers and immediate family.
• Home loan terms and conditions, fees and current charges are available at bankvic.com.au

$2,500 Purchase or Refinance Cashback for BankVIC Members

Eligibility criteria

• Limited to new and current BankVIC members who refinance a home loan or purchase property and submit a loan application from 2nd September 2025
• Loan must be at least $350k and have a LVR of 80% or less as per BankVic's credit policy.
• The loan must be settled and fully funded within 180 days of unconditional approval issued whilst this offer is available.
• Excludes internal refinances or rewrites and other loan purposes.
• For the purposes of this offer, BankVic members include emergency, health and government workers and immediate family.
• Home loan terms and conditions, fees and current charges are available at bankvic.com.au

Up to $2,000 Refinance Cashback

Eligibility criteria

• Available for applications & supporting docs must be lodged by 30/09/2025 and settled within 120 days, and exclude Construction Loans.
• Promotional rates and cashback offer available for loan applications fully assessed on Australian Income with an LVR ≤ 80%.
• Each customer (including each holder of joint accounts) can only participate once Cashback offer.
• Cashback payment for the following loan amounts
  • $400,000 - $1,000,000 for $1,288 Cashback
  • $1,000,000 + for a $2,000 Cashback
• Cashback applies for external refinanced eligible loans if the borrower sets up a Bank of China account for direct debit of loan repayments
  • Any changes will be updated accordingly at any time without notice during this promotion period.

Up to $4,000 Refinance Cashback available

Eligibility criteria

• Apply from 18th October 2024 until offer is withdrawn and settled within 90 days of application
• LVR up to 80%
• Cashback payment for the following loan amounts
  • $250,000 - $499,999 for $2,000
  • $500,000 - $749,999 for $3,000
  • ≥ $750,000 for $4,000
  • Excludes refinance of IMB Loans
  For full terms and conditions, please click here

Up to $1,500 Refinance and Home Energy Helper Cashback

Eligibility criteria

• Apply from 17th June 2025 and ends on 30th September 2025. Loan must settle on or before 30th November 2025
• Customer must be approved for a new ING home loan within the promotion period.
• The new ING Home Loan must have a loan to value ratio (LVR) of 80% or less and total loan amount of a $350,000
• Customers must use the Home Energy Helper platform to purchase and install one or more eligible home energy upgrades on the security property for the new ING Home Loan during the Promotional Period
• ING may, acting reasonably, change or withdraw the Promotion at any time with notice to customers via campaigns.ing.com.au/homeloans. Any application submitted after the withdrawal date will not be eligible for this Promotion.

$3,000 Refinance Cashback

Eligibility Criteria:

• Apply from 15th June 2023 and settle within 120 days of loan application date
• Minimum new lending of $700k and a LVR of up to 80%
• Offer is not available where loan proceeds are for the refinance, restructure, switches, or top ups of home loans from ME home loans or from other lenders within BOQ Group.
• This offer is available to Owner Occupier and Investors on all ME home loan products but is not available to applications for Owner-Occupied loans with interest only repayments. A home loan application involving both a purchase and refinance is not eligible.

$1,500 Cashback available for essential services members.

Eligibility Criteria:

• Must be currently employed within the 'Bond Group for P&N Bank' as listed below
  • WA Police Staff, including auxiliary officer and any WAPOL Employee
  • Nurses, including clinical, registerd and travel.
  • Teachers, including primary, secondary, specialist (e.g., language), TAGE and University lecturers.
  • DFES fire fighters only.
  • Prison Officers only.
• Home loan applications must not be for refinances of existing P&N and BCU Bank Loans.
• Minimum loan amount of $250k and LVR of the home loan must be 80% or less.
• For joint applicants, only one Rebate Payment will be paid.

$1,000 Refinance Cashback

Eligibility Criteria:

• Minimum loan amount $500k and max LVR 80%.
• Applications lodges by 30th June 2026 and settled within 3 months of application date
• Not available for construction, bridging or business loans.
• Excludes internal refinances with People's Choice and Heritage Bank.

$2,000 Purchase Cashback

Eligibility Criteria:

• Minimum loan amount $500k
• Applications lodged by 31st December 2025 and settled by 31st March 2026
• Not available for construction, bridging or business loans.