Current CashBack Offers

Updated by Caroline Pollard

*PLEASE NOTE*
Always double check with the lender for any changes in the following offers before submitting. Check the dates of application and drawdown.
If you know of any changes or additional offers, please email support@mylocalbroker.com.au

ANZ

$3,000 First Home Buyers Bonus Offer

Effective from Thursday, 1st December 2022, ANZ is introducing First Home Buyer Bonus for eligible First Home Buyers by offering $3,000 to be paid after settlement to help with home buying costs.

Eligibility Summary:

  • You are an applicant in respect to the application(s)
  • Applicants must take out new lending of at least $250k.
  • Apply from 1st December 2022 until the offer is withdrawn
  • You drawdown that Eligible ANZ Home Loan(s) within 180 days from applying;
  • You have not previously successfully applied to participate in this Offer, or redeemed an ANZ home loan offer or promotion, or received a rebate or benefit from ANZ within the 12-month period prior to applying for this Offer.

Bank of China

$2,888 Refinance and Purchase Cashback

Eligibility criteria

  • Available for applications & supporting docs must be lodged by 30th September 2026 and settle before 31st December 2026, and exclude Construction Loans.
  • Loan amounts equal to or more than $400k
  • Promotional rates and cashback offer available for loan applications fully assessed on Australian Income with an LVR ≤ 80%.
  • Each customer (including each holder of joint accounts) can only participate once Cashback offer.
  • Cashback applies for external refinanced eligible loans if the borrower sets up a Bank of China account for direct debit of loan repayments
  • Any changes will be updated accordingly at any time without notice during this promotion period.

BankVIC

$4,000 Police home loan Cashback

Eligibility criteria

  • This offer is limited to current police* employees and retired police* that are existing BankVIC members who refinance home loan or purchase property and submit a loan application from 13th August 2026
  • New loan must be drawn down or funded for an amount of at least $350k and fully funded within 180 days of unconditional approval issued whilst this offer is available.
  • The loan must be fully drawn and settled and have a LVR of 80% or less.
  • Each customer (including each holder of joint accounts) can only participate once Cashback offer.

*For the purposes of this offer, police include any police, protective service officers, police custody officers, employees of any state or territory police force, Australian Federal Police (AFP) employees, and any member of The Police Association of Victoria (TPAV), the Australian Federal Police Association (AFPA) or the Northern Territory Police Association (NTPA).

$3,000 Home loan Cashback

Eligibility criteria

  • This offer is availble to new and current BankVIC members who refinance a home loan or purchase a property and submit a loan application from 13th August 2026
  • New loan must be drawn down or funded for an amount of at least $350k and fully funded within 180 days of unconditional approval issued whilst this offer is available.
  • The loan must be fully drawn and settled and have a LVR of 80% or less.
  • Each customer (including each holder of joint accounts) can only participate once Cashback offer.

*For the purposes of this offer, BankVic members include emergency, health and government workers and immediate family.

IMB Bank

Up to $4,000 Refinance Cashback available

Eligibility criteria

  • Available for Eligible Purchase Applications and Eligible Refinance Applications made from 15th May 2026 until offer is withdrawn.
  • Purchase loans must settle within 180 days and refinance loans must settle within 120 days of application.
  • LVR up to 80%
  • Cashback payment for the following loan amounts
    • $250k - $499k for $2,000
    • $500k - $749k for $3,000
    • $750k+ for $4,000
    • Excludes refinance of IMB Loans
    For full terms and conditions, please click here

ME Bank

$3,000 Refinance Cashback

Eligibility Criteria:

  • Running from 28th August 2026 to 28th February 2027 and settle within 120 days of loan application date
  • Minimum new lending of $700k and a LVR of up to 80%
  • Offer is not available where loan proceeds are for the refinance, restructure, switches, or top ups of home loans from ME home loans or from other lenders within BOQ Group.
  • This offer is available to Owner Occupier and Investors on all ME home loan products but is not available to applications for Owner-Occupied loans with interest only repayments. A home loan application involving both a purchase and refinance is not eligible.
$2,000 LMI Cashback Offer

Eligibility Criteria:

  • Apply from 18th August 2026 and settle within 120 days of loan application date
  • Be taking out an eligible ME Bank home loan (EconoME or CompleteME) for an Owner Occupied or Investment property.
  • Have a total new lending of at least $400k (multiple or split applications submitted at the same time can be aggregated to meet this threshold)
  • Have an LVR between 80.01% and 95%, where Lenders Mortgage Insurance (LMI) is payable
  • Offer is not available where loan proceeds are for the refinance, restructure, switches, or top ups of home loans from ME home loans or from other lenders within BOQ Group.
  • This offer is available to Owner Occupier and Investors on all ME home loan products but is not available to applications for Owner-Occupied loans with interest only repayments. A home loan application involving both a purchase and refinance is not eligible.

P&N Bank - WA Only

$1,500 Cashback available for essential services members.

Eligibility Criteria:

  • Must be currently employed within the 'Bond Group for P&N Bank' as listed below
    • WA Police Staff, including auxiliary officer and any WAPOL Employee
    • Nurses, including clinical, registerd and travel.
    • Teachers, including primary, secondary, specialist (e.g., language), TAGE and University lecturers.
    • DFES fire fighters only.
    • Prison Officers only.
  • Home loan applications must not be for refinances of existing P&N and BCU Bank Loans.
  • Minimum loan amount of $250k and LVR of the home loan must be 80% or less.
  • For joint applicants, only one Rebate Payment will be paid.

People's Choice (People First Bank)

$1,000 Upfront Rebate Offer

Eligibility Criteria:

  • Minimum loan amount $600k and LVR is <80%.
  • Applications submitted during the period of 9am (ACST) on 1st July 2026 to 5pm (ACST) on 31st January 2027 and loan is fully drawn down by 5pm (ACST) on 30th April 2027
  • Not available for construction or business loans.
  • Excludes internal refinances with People's Choice and Heritage Bank.

How did we do?