Self-employed Income

Updated by Caroline Pollard

The below list is a general guide - ALWAYS consult your lender BDM if you are unsure.

Lenders who accept 1 year Financials on full doc

  • Adelaide Bank (Trading min 2 years)
  • ANZ (ABN min 18 months)
  • Bankwest (ABN min 18 months)
  • Liberty (ABN from 0 months)
  • MA Money (ABN from 6 months)
  • MLB Elite (Pepper) (ABN from 6 months)
  • ORDE Financial

Director Wages treated as PAYG

  • Bankwest (min trading 18 months)
  • Teachers Mutual Bank / Health Professionals / Firefighters Mutual / Unibank (min trading 2 years)
  • uBank (min trading 2 years)


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